11 Debt Free Living Blogs to Follow this Year - Everyday Thrifty (2024)

This week we want to highlight a few of our favorite debt free living blogs!

Eight years ago, our family got tired of being in debt. So we decided to do something about it. We became debt free by paying off $67,630 in just 16 months. You can read more about our debt free story HERE!

Needless to say, it was a life changing experience. We were so passionate about living debt free so we decided to launch our site, Everyday Thrifty, in 2019 to share money saving tricks and tips to help others gain financial freedom.

There are, of course, many families who have had a similar experience. The personal finance blogosphere is full of people just like us who love saving money, living frugally, and staying out of debt. So we want to make sure that you find out about other beneficial debt free living blogs out there today.

Each of these blogs will inspire you to be intentional with your money. Whether you’re looking for cheap recipe ideas or easy-to-use budget sheets, there’s something for everyone.

Intentional Saver

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Steph at Intentional Saver is passionate about educating her followers to be intentional with their finances. She provides actionable tips to help people save money to meet their financial goals. And I love her practical advice on how to reduce costs on every day things and tricks to earn more money on the side.

Thrifty Frugal Mom

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Thrifty Frugal Mom is all about how to live well on a budget. Site owner, Lydia, provides her readers with a wide array of resources to live a full life without the feeling of being “without.” You’ll find articles on everything from easy frugal recipes to money saving ideas to thrifty homemaking inspiration.

Sweet Frugal Life

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If you’re looking for easy-to-follow tips on living a frugal life, don’t miss this site! Melanie has excellent resources to help others save money and live below their means through her own personal experience. I love her recipes and be sure to check out her budget cheatsheets!

Saving Talents

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Saving Talents looks at life from a faith-based perspective by educating you to be a wise steward of your money. This jam-packed site is filled with everything for today’s families including educational resources for kids, family-friendly recipes, faith-based resources, free printables, and so much more!

Rachel Teodoro

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Rachel Teodoro’s blog focuses on being real about everyday life. She is another lover of all things thrifty and her knack for saving money will help others on their debt free journey. And don’t miss her awesome monthly money-saving challenges to keep you accountable with your finances and also her creative ideas to earn cash on the side.

I Heart Frugal

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Sarah from I Heart Frugal blogs about just about everything frugal. She has the wisdom and expertise to encourage you along your debt free journey because she’s been there! On her blog, you’ll find solid advice about saving money, budgeting, and all things frugal so you can pay down debt, invest, and build your financial future.

The Budget Mom

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The Budget Mom has become an absolute powerhouse name in the debt free community. She makes living a budget life so incredibly simple and motivating. In addition to tons of free resources, she also offers a few amazing paid courses on budgeting and saving money at a very reasonable price.

Lauren Greutman

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Lauren Greutman is a personal finance guru that has been featured on Good Morning America, Fox & Friends, and more! Her site is chocked full of simple, actionable tips for debt-free living. She also has helpful content on side hustles and meal prep ideas. And you’ll definitely want to sign-up for her Free Guide to Stop Money Stress!

Fun Cheap or Free

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Fun Cheap or Free is the site of Jordan Page which has been featured on several major media outlets! Jordan has a candid and quirky take on personal finance and productivity that you can’t help but find engaging and educational. She makes finances actually FUN and incredibly relatable by sharing her own tips, tricks, and daily life experiences.

Smart Money Mamas

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Smart Money Mamas is really a one-stop-shop to help you build a positive and confident outlook on your finances. Site owner, Chelsea, has a massive collection of free resources like articles, videos, and even a podcast! Her mission to help you develop a healthy relationship with your money that you can’t miss!

Inspired Budget

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Inspired Budget focuses on the foundations of personal finances like budgeting, getting out of debt, and saving money to help you take control of your finances. Allison’s approach is to help people who feel stuck with their money attain financial freedom. She has a plethora of free resources that are perfect for anyone wanting to get a handle on their spending and develop a solid financial plan to get out of debt and stay out of debt!

We’re all at different places in life! But no matter where you are – single, newly married, or putting kids through college – living debt free can be an attainable goal.

We hope you find our frugal family living content helpful here at Everyday Thrifty and that you’re ready to check out these other inspirational financial bloggers!

Do you have any personal success stories from following the advice of any of these bloggers? If so, let us know. We’d love to hear about it!

Before you go, we’d love for you to check out our FREE 5-Day Money Bootcamp designed to get your finances in order quickly.

11 Debt Free Living Blogs to Follow this Year - Everyday Thrifty (2024)

FAQs

11 Debt Free Living Blogs to Follow this Year - Everyday Thrifty? ›

To pay off $40,000 in credit card debt within 36 months, you will need to pay $1,449 per month, assuming an APR of 18%. You would incur $12,154 in interest charges during that time, but you could avoid much of this extra cost and pay off your debt faster by using a 0% APR balance transfer credit card.

How to be frugal and get out of debt? ›

30 Frugal Habits To Adopt To Get Rid of Your Debt
  1. Put Down the Shovel. ...
  2. Get It Together. ...
  3. Consolidate Your Debt. ...
  4. Set Up Savings. ...
  5. Give Yourself a Visual. ...
  6. Don't Pay For Free Financing. ...
  7. Start With the Smallest Balance. ...
  8. Keep Tackling One Debt at a Time.
Feb 16, 2024

How to live a debt-free lifestyle? ›

Here are six ways to completely avoid incurring debt.
  1. Build a large savings. Working toward a sizable savings account is difficult, but it's also the most important way to stay out of debt. ...
  2. Pay off credit card transactions immediately. ...
  3. Buy a cheap used car. ...
  4. Go to community college. ...
  5. Rent. ...
  6. Buy only what you need.

How to be debt-free in 5 years? ›

Become Debt-free by Altering Your Lifestyle
  1. Start Meal Prepping. ...
  2. Cut Unnecessary Expenses. ...
  3. Change Your Housing Situation. ...
  4. Get a Second Job. ...
  5. Ask For a Raise. ...
  6. Sell Your Personal Property. ...
  7. Use Extra Income on Your Debts. ...
  8. Consider Getting a Debt Consolidation Loan.
Apr 19, 2022

How can I debt-free? ›

Consult with a professional credit counselor about your options for your situation.
  1. How to Get Out of Debt.
  2. Understand Your Debt.
  3. Plan a Repayment Strategy.
  4. Understand Your Credit History.
  5. Make Adjustments to Debt.
  6. Increase Payments.
  7. Reduce Expenses.
  8. Consult a Professional Financial Advisor.

What are the 3 biggest strategies for paying down debt? ›

What's the best way to pay off debt?
  • The snowball method. Pay the smallest debt as fast as possible. Pay minimums on all other debt. Then pay that extra toward the next largest debt. ...
  • Debt avalanche. Pay the largest or highest interest rate debt as fast as possible. Pay minimums on all other debt. ...
  • Debt consolidation.
Aug 8, 2023

How can I pay off $40 K in debt fast? ›

To pay off $40,000 in credit card debt within 36 months, you will need to pay $1,449 per month, assuming an APR of 18%. You would incur $12,154 in interest charges during that time, but you could avoid much of this extra cost and pay off your debt faster by using a 0% APR balance transfer credit card.

What is a good age to be debt free? ›

"Shark Tank" investor Kevin O'Leary has said the ideal age to be debt-free is 45, especially if you want to retire by age 60. Being debt-free — including paying off your mortgage — by your mid-40s puts you on the early path toward success, O'Leary argued.

What percentage of US citizens are debt free? ›

Around 23% of Americans are debt free, according to the most recent data available from the Federal Reserve. That figure factors in every type of debt, from credit card balances and student loans to mortgages, car loans and more.

What age are people debt free? ›

The Standard Route is what credit companies and lenders recommend. If this is the graduate's choice, he or she will be debt free around the age of 58. It will take a total of 36 years to complete. It's a whole lot of time but it's the standard for a lot of people.

What is the 20 30 rule? ›

Key Takeaways. The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

What is the 20 10 rule tell you about debt? ›

The 20/10 rule of thumb tells you to keep your debts below 20% of your annual take-home pay and below 10% of your monthly take-home pay.

What is the debt avalanche method? ›

The debt avalanche is a systematic way of paying down debt to save money on interest. Individuals who use the debt avalanche strategy make the minimum payment on each debt, then use any remaining available funds to pay the debt with the highest interest rates.

Is it possible for most Americans to live debt-free? ›

Fewer than one quarter of American households live debt-free. Learning ways to tackle debt can help you get a handle on your finances.

What is the quickest way to become debt-free? ›

28 Tips for Getting Out of Debt Fast
  1. Make a budget. I'm putting this one at the top of the list because it's that important. ...
  2. Start your own business. ...
  3. Get a part-time job. ...
  4. Sell the car. ...
  5. Cut up your credit cards. ...
  6. Use the envelope system. ...
  7. Pause investing. ...
  8. Quit the comparison game.
Nov 1, 2023

Is the National Debt Relief Program legit? ›

National Debt Relief is a legitimate company that has helped hundreds of thousands of people negotiate their debts. The company's debt coaches are certified through the International Association of Professional Debt Arbitrators (IAPDA).

How to pay $30,000 debt in one year? ›

The 6-step method that helped this 34-year-old pay off $30,000 of credit card debt in 1 year
  1. Step 1: Survey the land. ...
  2. Step 2: Limit and leverage. ...
  3. Step 3: Automate your minimum payments. ...
  4. Step 4: Yes, you must pay extra and often. ...
  5. Step 5: Evaluate the plan often. ...
  6. Step 6: Ramp-up when you 're ready.

How can I pay off $30000 in debt in 2 years? ›

To pay off $30,000 in credit card debt within 36 months, you will need to pay $1,087 per month, assuming an APR of 18%. You would incur $9,116 in interest charges during that time, but you could avoid much of this extra cost and pay off your debt faster by using a 0% APR balance transfer credit card.

What is the fastest way to budget to get out of debt? ›

Consider the snowball method of paying off debt.

This involves starting with your smallest balance first, paying that off and then rolling that same payment towards the next smallest balance as you work your way up to the largest balance. This method can help you build momentum as each balance is paid off.

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